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Credit Documents

Guideline on lending for employers to pay job severance wage for their wokers (Update: 12-05-2020, 8:07 am)
Document No. 3381 on Scoring, assessment on quality of trust lending operations of savings & credit groups (Update: 12-02-2020, 4:24 pm)
Document No. 7886 about guidelines on lending for migrant workers (Update: 12-02-2020, 4:19 pm)
Document No. 8055 about professional guidelines on lending for job creation, maintenance and expasion (Update: 12-02-2020, 3:07 pm)
Social housing loan guidance summary under Decree 100/2015 (Update: 20-11-2018, 1:47 pm)
Guidance No. 607/NHCS-TDNN on lending for migrant workers from poor households and ethnic minority groups overseas (Update: 09-12-2016, 10:18 pm)
Guidance No. 4289/NHCS-TDNN on lending for labor migration under Decree No. 61/2015 / ND-CP dated 09/7/2015 of the Government (Update: 09-12-2016, 10:17 pm)
Guidance No: 2526/NHCS-TDSV on loans to purchase, lease purchase of social housing, new construction or renovation, repair of housing for settlement (Update: 09-12-2016, 10:14 pm)
CREDIT GUIDANCE NO.310/NHCS-TDNN under Decision No. 33/2015/QĐ-TTg dated 10/8/2015 of Prime Minister on housing loan for the poor according to the poverty standard in 2011-2015 (the housing loan prog (Update: 09-12-2016, 10:10 pm)
GUIDANCE NO. 1125/NHCS-TDSV on loans for disadvantaged medical graduates during their apprenticeship at hospitals before medical exams and treatment practice (Update: 09-12-2016, 9:56 pm)
GUIDANCE No:4288/NHCS-TDNN on loans for forestation for production and raising cattle under Decree No.75/2015/NĐ-CP dated 09/9/2015 of Prime Minister during 2015 - 2020 (Update: 09-12-2016, 9:55 pm)
Guidance 329/NHCS-TDSV on providing credit for assistance in vocational training and job creation to workers whose land is withdrawn according to Decision No. 63/2015/QD-TTg dated December 10, 2015 of (Update: 09-12-2016, 9:51 pm)
Guide No. 2526/NHCS-TDSV for preferential loans to purchase, lease purchase of social housing; new construction or renovation, repair of housing for settlement (Update: 09-12-2016, 9:48 pm)
Document No.1114A/NHCS-TD dated April 22nd 2007 of General Director on trust lending for the poor households between VBSP and socio-political associations (Update: 09-03-2016, 3:53 pm)
Guidance document No.316 dated 2nd May 2003 on Lending to Poor Households (Update: 09-03-2016, 3:49 pm)
GUIDANCE ON HOUSING LENDING TO THE POOR ACCORDING TO THE DECISION No. 167/2008/QĐ-TTg DATED ON 12TH DECEMBER 2008 OF PRIME MINISTER (Update: 09-03-2016, 3:49 pm)
Guidance No.2525 on procedures of disbursement through ATM to disadvantaged students (Update: 09-03-2016, 3:49 pm)
GUIDANCE ON CAPITAL LENDING IN ADHERENCE TO DECISION NO.92/2009/QD- TTG DATED 08TH, JULY, 2009 OF THE PRIME MINISTER ON CREDIT TO TRADERS CONDUCTING COMMERCIAL ACTIVITIES IN EXTREMELY DISADVANTAGED AR (Update: 09-03-2016, 3:49 pm)
GUIDANCE No. 2162A/NHCS-TD On credit for disadvantaged students In accordance with Decision No.157/2007/QD-TTg dated 27th Sept. 2007 of the Prime Minister (Update: 09-03-2016, 3:48 pm)
GUIDANCE No.678/NHCS-TD on lending implementation under Decision No. 32/2007/Q§-TTg dated March 5th 2007 of the Prime Minister about providing production loans for specially disadvantaged ethnic hous (Update: 09-03-2016, 3:48 pm)

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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE

Term	Deposit Rate
Overnight	3,04%/year
1 week	3,23%/year
2 week	3,5%/year
Others...