Guidance document No.316 dated 2nd May 2003 on Lending to Poor HouseholdsUpdate: 2016-03-09 15:49:57

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• Expanded preferential credit access creates more opportunities for workers to take up employment abroad
• A solid support for people seeking a second chance
• Study Visit of the Bankers Institute of Rural Development (BIRD) to Vietnam
• RDB Visits and Works with VBSP
• Policy credit empowers women to rise and stabilize their livelihoods
• VBSP promotes green inclusive finance towards sustainable development
• STEM Credit - Nurturing Dreams of Knowledge
• 2025 Implementation Project Report “Promoting Financial Inclusion in the Development of the Cooperative Economy in the Digital Economy in Vietnam”
• Vietnam Bank for Social Policies and the Journey of Building a Public Financial Institution for the People
• Regulations on the Organization and Operations of Vietnam Bank for Social Policies (VBSP)

Links ... Asia-Pacific Rural and Agricultural Credit Association Banking with the Poor Network Ministry of Finance Ministry of Labor, War Invalids and Social Welfare State Bank

LENDING INTEREST RATE

Poor Households Lending to poor households 6,6%/year Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year Near Poor Households Lending to near poor households 7,92%/year Students Lending to disadvantaged students 6,6%/year People in need of loans for job creation Lending to business establishments owned by war invalids and handicapped persons 3,3%/year Others...

DEPOSIT INTEREST RATE

Term Deposit Rate Overnight 3,04%/year 1 week 3,23%/year 2 week 3,5%/year Others...