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  • Online conference on the role and effectiveness of policy credit in the implementation of sustainable poverty reduction goal 26-09-2019, 8:23 am
    Online conference on the role and effectiveness of policy credit in the implementation of sustainable poverty reduction goal
  • Laos Policy Bank - Xiengkhuang branch visits and works at VBSP in Nghe An province 20-09-2019, 5:01 pm
    Laos Policy Bank - Xiengkhuang branch visits and works at VBSP in Nghe An province
    (VBSP News) According to the memorandum of cooperation between the Bank of Policy of Lao PDR (NBB) and VBSP in the period of 2016-2020, from September 8-14, 2019 VBSP Nghe An province worked with delegation of NBB Xieng Khuang to share experiences on policy credit.
  • Newsletter Vol 6 19-09-2019, 11:42 am
    Newsletter Vol 6
  • Instruction of Financial Literacy mobile app for the poor and other disadvantaged group 19-09-2019, 11:30 am
    Instruction of Financial Literacy mobile app for the poor and other disadvantaged group
  • Newsletter Vol 5 18-09-2019, 4:57 pm
    Newsletter Vol 5
  • Newsletter Vol 4 18-09-2019, 3:13 pm
    Newsletter Vol 4
  • Livelihood improvement from VBSP's credit 17-09-2019, 3:25 pm
    Livelihood improvement from VBSP's credit
    (VBSP News) Thanks to raising pigs by natural food such as corn, duckweed, banana trunk, Mr. Lo Van Hinh (born in 1974, Thai people) living at the La Muong border, Sop Cop commune, Sop Cop district (Son La province) earned a profit of VND 100 million each year.
  • Policy credit effect on the martial land 17-09-2019, 11:29 am
    Policy credit effect on the martial land
    (VBSP News) The preferential loans from VBSP are increasingly spreading effectively in the land of "literature and martial arts" in Binh Dinh province. The credit capital has been contributing to changing the lives of many policy beneficiaries in the area, helping them strive to contribute to economic development in the locality.
  • Newsletter Vol 3 16-09-2019, 4:19 pm
    Newsletter Vol 3
  • Effectiveness of preferential capital in Dak Lak province 11-09-2019, 11:02 am
    Effectiveness of preferential capital in Dak Lak province
    (VBSP News) Over the past years, VBSP in Dak Lak province has enhanced the quality of its entrusting activities, bringing preferential credit to all villages and hamlets at 183 commune transaction points, with 4.222 Savings and Credit groups and timely helping the poor and ethnic minority households to develop production, improve living standards and sustainably reduce poverty.
  • Developing digital financial services for the poor 09-09-2019, 3:04 pm
    Developing digital financial services for the poor
    On September 6, 2019 in Hanoi, VBSP organized the Launch of the Project: “Mobile Banking – Financial Inclusion and Economic Empowerment for Low Income People and Women in Vietnam” – Phase 2 (Mobile Banking 2). Mr. Bui Quang Vinh – Deputy General Director chaired the lauching ceremony.
  • Escaping from poverty thanks to preferential capital 04-09-2019, 4:56 pm
    Escaping from poverty thanks to preferential capital
    (VBSP News) During the journey of accompanying and implementing preferential credit programs in Anh Son district (Nghe An), many disadvantaged people were supported by the State’s preferential capital for production and business. Therefore, many households have had a stable life, some of which have even become rich. Ms. Nguyen Thi Phuong in village 10, Phuc Son commune, Anh Son district is an example of overcoming difficulties, which is admired by many people.
  • Policy credit in the new rural development 30-08-2019, 5:04 pm
    Policy credit in the new rural development
  • Duc Tho - a rice district flourishes from preferential capital 29-08-2019, 3:45 pm
    Duc Tho - a rice district flourishes from preferential capital
    (VBSP News) Duc Tho is a purely agricultural district of Ha Tinh province, which face difficulties in geographical position, natural conditions, affecting production and development of local economy. Thanks to the participation of the entire political system, and the efforts of VBSP in the province, in 2018, the district had 23/27 communes meeting the new rural standard, striving to finish 100% of the communes reaching new rural development standard to the end of 2019 to become the first new rural district of Ha Tinh province.
  • Helping ethnic minorities get loans for sustainable poverty reduction 28-08-2019, 3:31 pm
    Helping ethnic minorities get loans for sustainable poverty reduction
    (VBSP) VBSP’s capital have helped ethnic minority households escape from poverty; have stable jobs and income to improve living conditions; repair and build new houses without the support of the State.
  • Guidance on preferential credit policy to the elderly 20-08-2019, 1:38 pm
    Guidance on preferential credit policy to the elderly
    (VBSP news) Implementing Circular No. 96/2018/TT-BTC dated October 18, 2018 of the Ministry of Finance on regulatingmanagement and use of primary health care funding for the elderly at the place of residence; celebration for longevity; preferential credit and praising senior citizens. General Director of VBSP guides implementation of preferential credit policy for the elderly as follows:
  • Getting better thanks to borrowing to raise chickens 16-08-2019, 4:52 pm
    Getting better thanks to borrowing to raise chickens
    (VBSP News) Being a particularly disadvantaged border commune in Tuyen Hoa district (Quang Binh), thanks to preferential loans through VBSP, in the past years, Thanh Hoa Farmers' Association has actively coordinated to channel policy credit capital to farmers' members, especially poor members who borrow money to invest in production and business development to escape poverty sustainably.
  • VBSP's inclusive finance review in first six months in 2019 14-08-2019, 2:42 pm
    VBSP's inclusive finance review in first six months in 2019
  • Workshop “Financial literacy for the poor and other policy beneficiaries via mobile phone application” 09-08-2019, 11:48 am
    Workshop “Financial literacy for the poor and other policy beneficiaries via mobile phone application”
    (VBSP News) On August 6th, VBSP organized a workshop “Financial literacy for the poor and other policy beneficiaries via mobile phone application”, which is within the scope of the Initiative “Study the possibility of the poor and other disadvantaged groups on accessing financial literacy through mobile phone” implemented by the Vietnam Bank for Social Policies with funding from Oxfam in Vietnam. Mr Hoang Minh Te – VBSP’s Deputy General Director and Head of Initiative chaired the workshop.
  • Empower war veterans to do production & business 08-08-2019, 2:57 pm
    Empower war veterans to do production & business
    (VBSP News) There are some soldiers returning from battlefield with wooden crutches or loss of more than 80% of their health. However, the core value they have gained is the warrior spirit. Despite any difficulties, when being "energized", they are willing to contribute to enriching the family and country.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...