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Vision

VBSP has a clear vision to transform itself from a policy bank to a leading micro-finance institution in Vietnam. As a policy bank, VBSP administers and distributes loans dictated by the government and is not expected to be customer focused. The future vision of being customer focused is a strategic direction to create a long-term competitive advantage for VBSP. Competition for VBSP will stiffen with the gradual liberalization of the microfinance industry sector. One of the recent actions taken by the government is the issuance of the decree to allow for independent microfinance institutes to establish in Vietnam.

  • To be a policy bank that is committed to poverty reduction by maximizing its outreach to the poor residents in Vietnam
  • To become the leading MFI in Vietnam, who gives priority to customer satisfaction.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...