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Projects Management

Updated: 2016-08-03 14:54:06

The Rural Income Diversification Project in Tuyen Quang province

The Ministry of Finance – on Vietnamese side signed a sub-agreement with VBSP to give  a sub-loan of USD 1.43 million . The project aims at the socio-economic development of project target groups, who are the poor and small-scale business households, suppliers of seedings and agriculture materials at Region II and III in project area. It is expected to strengthen their capacity and participation in decision making, strengthen the foods security, diversify the income sources in project area and encourage environment sustainability growth. New lending methodology of whole sale is employed under the project: VBSP gives direct lending to Credit and Savings Groups and the Group onlends to their members and VBSP does not pay commission to the Group as usual. This lending method is piloted and proved effective and efficient,  the loan management of the Group is improved significantly. In 2007, VBSP has made loan disbursement and loan supervision smoothly.

 

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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...