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Structure

Vietnam Bank for Social Policies has the uniform management and administration apparatus throughout the country with chartered capital of VND 5,000,000,000,000 and shall be supplemented accordingly from time to time upon its operational requirements. The life of Vietnam Bank for Social Policies is 99 years.

VBSP officially started its operation since March 11th, 2003 and rapidly expanded its operation network ever since. Up to now, administrative/ governing apparatus of VBSP includes Board of Directors (BOD) at central level, 64 BOD Representative Units at provincial level and more than 600 BOD Representative Units at district level.

Management apparatus of VBSP established at 3 levels is focusing on steering and implementing funds mobilization and providing loans for the poor and other policy beneficiaries. So far, VBSP system includes:

  • A Head Office located in Hanoi;
  • One Transaction Center located in Head Office;
  • One Training Center & one IT Center;
  • 63 provincial and municipal branches;
  • 618 district transaction offices;
  • 10,861 mobile transaction points at communes/wards;
  • 204,505 Savings & Credit Groups at communes/wards nationwide.
  • Nearly 9,000 employees nationwide.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...