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  • Boosting green credit for sustainable development in Viet Nam 10-01-2018, 8:54 am
    Boosting green credit for sustainable development in Viet Nam
    (VBSP News) Vietnam Bank for Social Policies (VBSP), which is a public not-for-profit bank, is adopting a REDD+ related methodology to promote green growth. As a pioneering Vietnamese bank that mobilises investment funding from domestic and international sources, VBSP is linking REDD+ to green growth with a view to meeting Vietnam's national objectives on climate change, poverty alleviation and sustainable development.
  • Strategy on digital finance for the poor and other disadvantaged groups to access financial inclusion 27-02-2018, 3:53 pm
    Strategy on digital finance for the poor and other disadvantaged groups to access financial inclusion
  • To promote knowledge of policy beneficiaries 31-07-2018, 9:48 am
    To promote knowledge of policy beneficiaries
    Over the past years, the implementation of preferential policies for children of policy beneficiaries and people with merit has been commissioned, authorities at all levels particularly interested in leading and directing active departments and mass organizations; These include practical incentives to support learning, scholarships, vocational training, job placement, and so on. Policy people, people have a firm foot in the future, contributing to improving the family life.
  • Social credit programmes help ethnic minorities escape from poverty 30-07-2018, 11:06 am
    Social credit programmes help ethnic minorities escape from poverty
    The Vietnam Bank for Social Policies (VBSP) is expected to poor households in Tra Vinh with clean water and environmental hygiene, especially in rural areas
  • Poor people lack access to mobile banking 24-07-2018, 12:29 pm
    Poor people lack access to mobile banking
  • Warm caring after the flood 24-07-2018, 12:19 pm
    Warm caring after the flood
    Facing severe floods in northern mountainous provinces, VBSP recently organized a visit to encourage and support the people of Ha Giang and Lai Chau provinces who were severely affected by flash floods and landslide.
  • Channeling capital to People with meritorious services to the Revolution 24-07-2018, 11:45 am
    Channeling capital to People with meritorious services to the Revolution
    The local budget entrusted through VBSP of Hau Giang Province to provide loans for economic development for families with merit has been increasingly effective.
  • Committee on Ethnic Minority Affairs and VBSP monitors policy credit in Tra Vinh 24-07-2018, 11:38 am
    Committee on Ethnic Minority Affairs and VBSP monitors policy credit in Tra Vinh
    On July 17th, 2018, the Committee for Ethnic Minority Affairs and VBSP organized a mission to monitor implementation of policy credit for ethnic minority people in Thuan Hoa commune, Cau Ngang district (Tra Vinh).
  • Outstanding balance grows 5.8 percent in first half: Vietnam Bank for Social Policies 24-07-2018, 9:46 am
    Outstanding balance grows 5.8 percent in first half: Vietnam Bank for Social Policies
    (VBSP News) As of June 30, Vietnam Bank for Social Policies (VBSP) posted its outstanding balance for the first half of the year at the total of more than 181.76 trillion VND (7.9 billion USD), up 5.8 percent compared to the same period last year.
  • VBSP helps ethnic minorities in Lam Dong reduce poverty 08-07-2018, 1:57 pm
    VBSP helps ethnic minorities in Lam Dong reduce poverty
    (VBSP News) Financial schemes from the Vietnam Bank for Social Policies (VBSP) has helped to reduce poverty significantly in the Central Highlands province of Lam Dong, especially among ethnic minorities.
  • Boost the poor access inclusuve finance to improve livelihood 08-07-2018, 1:54 pm
    Boost the poor access inclusuve finance to improve livelihood
    (VBSP News) In the past years, Thai Nguyen has been known as one of the fastest-growing provinces in terms of economic development. There have been many practical activities to help poor households and policy families such as mobilization of local government and enterprises to transfer part of capital and budget to VBSP for providing loans. Up to now, of the total capital of VND 3,200 billion that VBSP is managing, over VND 74 billion are transferred from local budget and enterprises.
  • Micro-savings for the poor 08-07-2018, 1:49 pm
    Micro-savings for the poor
    (VBSP News) VBSP in Long An is one of the leading branch in mobilizing savings through Savings and Credit group. Through savings mobilization, the people, especially the poor and the policy beneficiaries has raised the sense of savings, accumulation to pay debts, reduce burden on repayment period due.
  • Improve livelihood for poor ethnic minority people 08-07-2018, 1:45 pm
    Improve livelihood for poor ethnic minority people
    (VBSP News) According to Mr. To Van Hoan - Deputy Director of VBSP, An Giang province has implemented 11 credit programs funded by the Government to provide loans to poor households, ethnic minority households and other policy beneficiaries.
  • Policy credit to motivate rural people to use clean water 04-06-2018, 9:27 am
    Policy credit to motivate rural people to use clean water
    (VBSP News) The National Target Program for Rural Water Supply and Sanitation (RWSS) was implemented by VBSP Nam Dinh Province under Decision No. 62/2004/QD-TTg dated 16/4/2004 of the Prime Minister. It contributes to environmental protection, helping the rural population to improve quality of life in conformity with the goal of building new rural areas.
  • Policy credit for sustainable livelihoods for ethnic minority people in Gia Lai province 04-06-2018, 9:11 am
    Policy credit for sustainable livelihoods for ethnic minority people in Gia Lai province
    (VBSP News) The 10-year review conference (2007 - 2017) on policy credit for ethnic minority people in Gia Lai province took place in May 11th in Pleiku city chaired by Provincial People's Committee.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...