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  • Vietnam Bank for Social Policies celebrates 16 years of meaningful work 18-10-2018, 2:45 pm
    Vietnam Bank for Social Policies celebrates 16 years of meaningful work
    The Vietnam Bank for Social Policies is ranked among the biggest micro-finance providers in the world, said the Asia-Pacific Rural and Agricultural Credit Association. The Vietnamese bank boasts seven million of customers in 11,000 communities across the country.
  • All Vietnamese are to have decent houses of their own 05-10-2018, 2:25 pm
    All Vietnamese are to have decent houses of their own
    Nguyễn Văn Lý, deputy director general of the Việt Nam Bank for Social Policy, speaks to the newspaper Nông thôn Ngày nay (Countryside Today) about the challenges the bank has faced over the last five months implementing the Government Decree 100/2015 on the National Social Housing Program
  • Tourism could support people with disabilities: Opinion from experts 28-09-2018, 4:33 pm
    Tourism could support people with disabilities: Opinion from experts
    (VBSP News) Among the solutions offered to promote product consumption and create jobs for people with disabilities (PWDs), the idea of PWDs engaging in tourism is highly feasible, experts have said.
  • Vietnam Bank for Social Policies in Hoanh Bo supports poor families 27-09-2018, 4:13 pm
    Vietnam Bank for Social Policies in Hoanh Bo supports poor families
    In order to fulfill the target of removing communes and hamlets in extreme difficulty out of poverty list by 2020, Hoanh Bo Bank for Social Policies has given priority to the allocation of credit for hundreds of poor households and ethnic minority households to develop production and raise incomes.
  • Microcredit from VBSP transforms the lives of Bac Kan's poor families 27-09-2018, 4:08 pm
    Microcredit from VBSP transforms the lives of Bac Kan's poor families
    Thanks to microcredit programmes from Vietnam Bank for Social Policies, various ethnic minority families have received the funding needed to kick-start their business and lift themselves out of poverty.
  • VBSP’s preferential credit aids agricultural development in Ha Giang 19-09-2018, 3:45 pm
    VBSP’s preferential credit aids agricultural development in Ha Giang
    VBSP News - Thanks to VBSP’s preferential credit under a Government resolution on developing animal husbandry, many households in Quang Binh district in the northern mountainous province of Ha Giang have expanded their production of tea, oranges, and buffalos, and cows.
  • Ninh Thuận seeks funds to help ethnic minorities 19-09-2018, 3:36 pm
    Ninh Thuận seeks funds to help ethnic minorities
    (VBSP News) The coastal province of Ninh Thuận has asked the Government for more funds to improve the quality of life of ethnic minorities and local residents in mountainous regions.
  • Thanh Hoa: Over 5 billion VND to support flood-hit residents 19-09-2018, 3:25 pm
    Thanh Hoa: Over 5 billion VND to support flood-hit residents
    (VBSP News) The central province of Thanh Hoa raised a fund of more than 5 billion VND (215,000 USD) from individuals and organisations at a ceremony held on September 7 to support flood-hit locals, helping them overcome difficulties and stabilise their lives.
  • International dissemination workshop “Pro-Poor Rural and Agricultural Finance Best Practices: Experiences of Vietnam” 07-09-2018, 3:38 pm
    International dissemination workshop “Pro-Poor Rural and Agricultural Finance Best Practices: Experiences of Vietnam”
    Finance for agriculture and rural areas in Vietnam has been always a focus of the Government and banking sector. Especially, since 2006, credit programs of the banking sector dedicated to agriculture, rural areas and the poor have been one of the "pillars" of Vietnam's poverty reduction policy system.
  • Credit policies foster students' dreams of education in Nghe An 23-08-2018, 4:04 pm
    Credit policies foster students' dreams of education in Nghe An
    Thanks to Students credit program of the Government, in the past 11 years thousands of households in the central province of Nghe An received loans to send their children to universities, college, and vocational training.
  • To promote knowledge of policy beneficiaries 31-07-2018, 9:48 am
    To promote knowledge of policy beneficiaries
    Over the past years, the implementation of preferential policies for children of policy beneficiaries and people with merit has been commissioned, authorities at all levels particularly interested in leading and directing active departments and mass organizations; These include practical incentives to support learning, scholarships, vocational training, job placement, and so on. Policy people, people have a firm foot in the future, contributing to improving the family life.
  • Social credit programmes help ethnic minorities escape from poverty 30-07-2018, 11:06 am
    Social credit programmes help ethnic minorities escape from poverty
    The Vietnam Bank for Social Policies (VBSP) is expected to poor households in Tra Vinh with clean water and environmental hygiene, especially in rural areas
  • Poor people lack access to mobile banking 24-07-2018, 12:29 pm
    Poor people lack access to mobile banking
  • Warm caring after the flood 24-07-2018, 12:19 pm
    Warm caring after the flood
    Facing severe floods in northern mountainous provinces, VBSP recently organized a visit to encourage and support the people of Ha Giang and Lai Chau provinces who were severely affected by flash floods and landslide.
  • Channeling capital to People with meritorious services to the Revolution 24-07-2018, 11:45 am
    Channeling capital to People with meritorious services to the Revolution
    The local budget entrusted through VBSP of Hau Giang Province to provide loans for economic development for families with merit has been increasingly effective.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...