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  • Boosting green credit for sustainable development in Viet Nam 10-01-2018, 8:54 am
    Boosting green credit for sustainable development in Viet Nam
    (VBSP News) Vietnam Bank for Social Policies (VBSP), which is a public not-for-profit bank, is adopting a REDD+ related methodology to promote green growth. As a pioneering Vietnamese bank that mobilises investment funding from domestic and international sources, VBSP is linking REDD+ to green growth with a view to meeting Vietnam's national objectives on climate change, poverty alleviation and sustainable development.
  • Over 124,000 Soc Trang households escape poverty 05-01-2018, 2:21 pm
    Over 124,000 Soc Trang households escape poverty
    (VBSP News) Over 124,000 households in the Mekong Delta province of Soc Trang have escaped poverty thanks to financial products and services served by VBSP over the past 15 years.
  • Binh Thuan province combats poverty with microfinance 20-12-2017, 1:37 pm
    Binh Thuan province combats poverty with microfinance
    (VBSP News) Over the years, farmers in Binh Thuan province have made good use of microcredit to build a better life for themselves.
  • Nearly 1.5 million ethnic minority households access financial services and products 14-12-2017, 11:35 pm
    Nearly 1.5 million ethnic minority households access financial services and products
    (VBSP News) More than 1,473,000 ethnic minority households across the country have been benefiting from preferential credit programmes with total loans worth up to 40 trillion VND (over 1.76 billion USD), reported the Vietnam Bank for Social Policies.
  • Improve livelihoods for ethnic minority in remote, mountainous areas 14-12-2017, 11:27 pm
    Improve livelihoods for ethnic minority in remote, mountainous areas
    (VBSP News) In the past years, many impoverished ethnic households in Bac Giang province have got access to preferential loans without mortgage from the Bac Giang branch of the Vietnam Bank for Social Policies (VBSP). The bank has helped them branch out production models and escape poverty.
  • Efficiency of financial products and services for the poor in Da Nang 14-12-2017, 11:05 pm
    Efficiency of financial products and services for the poor in Da Nang
    (VBSP News) Over recent years, Da Nang’s authorities at all levels have effectively implemented preferential credit programes for poor families and social policy beneficiaries. This has helped the recipients to enhance their living conditions, as well as improve local socio-economic development.
  • Sustainable poverty reduction by microfinance 14-12-2017, 10:58 pm
     Sustainable poverty reduction by microfinance
    (VBSP News) The Vietnamese economy continues to show steady growth momentum, contributing to poverty reduction, especially in rural and isolated areas. As of September 30, 2017, there were nearly 31.9 million disadvantaged households and policy beneficiaries being provided with preferential loans.
  • Help the poor to access policy credit and financial services 07-12-2017, 5:18 pm
    Help the poor to access policy credit and financial services
    (VBSP News) With the prime goal to assist the poor and other vulnerable groups to access financial products and services, Vietnam Bank for Social Policies has set up operations at the commune level, with transaction points located at the communal people’s committees, to provide convenient and efficient funding for those in need.
  • VBSP attended Financial Inclusion workshop on “Agricutural and rural finance in Vietnam” 30-10-2017, 10:51 am
    VBSP attended Financial Inclusion workshop on “Agricutural and rural finance in Vietnam”
    (VBSP News) VBSP attended a workshop themed “Financial Inclusion: Agricultural and rural finance in Vietnam” in Hanoi that the State Bank of Vietnam (SBV) and Citi Foundation co-organized.
  • Inclusive finance help reduce poverty 30-10-2017, 10:46 am
    Inclusive finance help reduce poverty
    (VBSP News) The Vietnam Bank for Social Policies (VBSP) reported that the bank has provided loans to over 31.8 million poor households and policy beneficiaries since 2002.
  • Deputy PM instructs increasing lending for poverty alleviation 30-10-2017, 10:39 am
    Deputy PM instructs increasing lending for poverty alleviation
    (VBSP News) Deputy Prime Minister Vuong Dinh Hue asked the Vietnam Bank for Social Policies (VBSP) to increase lending under poverty alleviation programmes such as credit for the poor, labour export schemes and economic projects which can create more jobs and develop local economy.
  • Việt Nam Bank for Social Policies hailed for poverty reduction and social security in HCM City 30-10-2017, 10:24 am
    Việt Nam Bank for Social Policies hailed for poverty reduction and social security in HCM City
    (VBSP News) Some 730,310 poor households and other welfare beneficiaries in HCM City have accessed financial inclusion from the Việt Nam Bank for Social Policies since 2003.
  • Vietnam Bank for Social Policies wins Celent Model Bank Award with Intellect's Digital Core 21-10-2017, 12:14 pm
    Vietnam Bank for Social Policies wins Celent Model Bank Award with Intellect's Digital Core
    (VBSP News) Intellect Design Arena Limited, a specialist in enabling true Digital Transformation across Banking & Insurance, is proud to announce that Vietnam’s leading government owned bank, Vietnam Bank for Social Policies (VBSP) has won a Celent Model Bank Award in the Legacy and Ecosystem Transformation category.
  • Prime Minister chairs conference on preferential credit policies 21-10-2017, 12:03 pm
    Prime Minister chairs conference on preferential credit policies
    (VBSP News) PM Nguyen Xuan Phuc presided over an video-teleconference of the Government to review the 15-year operation of preferential credit policies in Ha Noi on October 16.
  • Reviewing 15-year operation of VBSP’s provincial branch in 2002-2017 21-10-2017, 11:03 am
    Reviewing 15-year operation of VBSP’s provincial branch in 2002-2017
    (VBSP News) On the morning of September 27th, Dak Lak Provincial People's Committee (PPC) held a conference to review the performance of Vietnam Bank for Social Policies – Dak Lak provincial branch (Branch) during the 2002 – 2017 period after 15 years of its operation.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...