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Mission

The Vietnam Bank for Social Policies (VBSP) is a government-owned bank that was established to provide financial products and services to the last-mile population in Vietnam. The bank is also mandated to increase financial inclusion, promote microfinance and implement other programs for “poverty reduction and social stability”.

VBSP contributes to:

  • Provide microfinance to the poor and policy beneficiaries
  • Reduce poverty sustainably inVietnam
  • Remain social stability
  • Protect environment.

 

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...