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Client success stories

  • SUCCESSFUL STORY IN EA SUP DISTRICT, DAK LAK PROVINCE 09-03-2016, 5:16 pm
    SUCCESSFUL STORY IN EA SUP DISTRICT, DAK LAK PROVINCE
    I am Nong Thi Thien, born in 1966 at Duc Long, Hoa An, Cao Bang. I have lived in Tay ethnic community and have the permanent residence at Hamlet 13, Eale commune, Ea sup district, Dak Lak province.
  • SUCCESSFUL STORY IN TU KY DISTRICT, HAI DUONG PROVINCE 09-03-2016, 5:16 pm
    SUCCESSFUL STORY IN TU KY DISTRICT, HAI DUONG PROVINCE
    I am Le Van Quy, born in 1950. I am a member of the War Invalids Association at An Ho village, Quang Trung commune, Hai Duong province. I returned from military service in May 1982 and become a member of the Association since 1998. I have to feed 4 c
  • SUCCESSFUL STORY IN NAM DINH CITY, NAM DINH PROVINCE 09-03-2016, 5:15 pm
    SUCCESSFUL STORY IN NAM DINH CITY, NAM DINH PROVINCE
    I am Nguyen Thi Hoa, born in 1959, a member of the Credit and Savings Group No 2 leaded by Mr. Tran Van Lac and managed by the War Invalids Association.
  • SUCCESSFUL STORY IN BINH LUC DISTRICT, HA NAM PROVINCE 09-03-2016, 5:14 pm
    SUCCESSFUL STORY IN BINH LUC DISTRICT, HA NAM PROVINCE
    I have suffered from so many difficulties. My husband died of illness, our main monthly income from the rice growing and small-scale poultry raising values at 50,000 dongs and 100,000 dongs to cover daily expenses of three children and I. My two chil
  • SUCCESSFUL STORY IN DIEN KHANH DISTRICT, KHANH HOA PROVINCE 09-03-2016, 5:13 pm
    SUCCESSFUL STORY IN DIEN KHANH DISTRICT, KHANH HOA PROVINCE
    I was born in Khanh Vinh district but our family moved to Dien Tan commune, Dien Khanh district for agriculture production. I and A Sa got married in poverty in 1985. In 1987 we separated from the big family, built our own house equipped with only tw
  • "Vietnam Bank for Social Poicies help me escape from poverty" 09-03-2016, 5:13 pm
    "Vietnam Bank for Social Poicies help me escape from poverty"
    Mr. Giàng A Dua in Hồng Ngài hamlet, Hồng Ngài commune of Bắc Yên township, Sơn La province). After over three years, his family has got away from poverty thanks to effective investment with very few initial million dongs. Therefore, he earns from VND 50 to 80 million from moe than 30 goats, cows and horses every year.
  • Farmers out of poverty through VBSP favorable loans 09-03-2016, 5:09 pm
    Farmers out of poverty through VBSP favorable loans
    To implement the policy of poverty reduction, the VBSP transaction office in Dai Loc District has created favorable conditions for farmers, especially disadvantaged households, to approach credit capitals for business and production development.
  • No longer leaving school in the middle 09-03-2016, 5:05 pm
    No longer leaving school in the middle
    “After three - year implementation of lending programme for disadvantaged students, many children of poor households no longer cannot help leaving school” said Mr. Truong Hong Duc-Director of VBSP’s Tay Ninh branch.
  • Safe water supply, job creation for disadvantaged areas 09-03-2016, 5:04 pm
    Safe water supply, job creation for disadvantaged areas
    “Not only does VBSP provide loans for job creation, but also VBSP brings them safe living water in dry season" - said to Mr. Bui Huu Nghia, Manager of Transaction Office, Binh Dai District, Ben Tre province.
  • Vocational training brightens lives of disadvantaged 09-03-2016, 5:03 pm
    Vocational training brightens lives of disadvantaged
    The disabled law, which was officially promulgated in 2011, has marked a great advance in the development of the rights for the disabled.
  • From a meat-type duck raiser becoming a billionaire 09-03-2016, 5:02 pm
    From a meat-type duck raiser becoming a billionaire
    At present, there are dozens model of poultry farm with large-scale method in Xuan Loc district, being well-known not only in Dong Nai province but also in Southeast region. The farm of Mr. Nguyen Van Tanh in Binh Minh hamlet, Xuan Loc Hiep commune, Xuan Loc district is one of them.
  • Release from poverty through purple onion 09-03-2016, 5:00 pm
    Release from poverty through purple onion
    Heading to Huynh Ky hamlet, Vinh Hai commune, Vinh Chau district, Soc Trang province, asking any one about the home address of Trieu Minh Dung, an old war veteran, it is easy because he is known by everyone. Thanks to his self-effort and VBSP loans he has made a career on this hard land.
  • Nice charectoristic of a strongly energetic woman: SYMPATHETIC WITH THE POOR 09-03-2016, 4:59 pm
    Nice charectoristic of a strongly energetic woman: SYMPATHETIC WITH THE POOR
    During the movement of household economic development in the area, there are many models of successful farmers who have strong determination and effort to escape from poverty and become better-off. Ms. Vi Thi My in Ban Cang hamlet, Khuat Xa commune, Loc Binh district, Lang Son province is among them.
  • Sustainable poverty reduction using preferential credit solutions 09-03-2016, 4:55 pm
    Sustainable poverty reduction using preferential credit solutions
    There is a "gap" in the implementation of preferential credit policy of the State to reduce poverty, i.e poor households are not subject to funding, while their gap with poor households is just 1,000 VND / person / month. So what is the solution to fill the "gap”?
  • Help poor households for sustainable poverty release 09-03-2016, 4:49 pm
    Help poor households for sustainable poverty release
    According to Decision of the Prime Minister on new lines for poor and near poor households in the period of 2011 to 2015, the boundary between these two objects is just VND 1,000 / person / month at the minimum. However, preferential policies for them are like sky and ground and such gap is becoming a barrier, making the goal of sustainable poverty difficult to be
  • Taking a Chance on New Entrepreneurs: Access to Microloans Stimulates Business Development for PLHIV 09-03-2016, 4:48 pm
    Taking a Chance on New Entrepreneurs: Access to Microloans Stimulates Business Development for PLHIV
    After many years serving in the army, Mr. Truong Ngoc Hong returned home to face a battle as a civilian - HIV infection. Mr. Truong struggled to find steady work, and was shunned by his peers due to his HIV-positive status and his inability to provide for his family.
  • Women getting rich from raising livestock 09-03-2016, 4:45 pm
    Women getting rich from raising livestock
    (VBSP News) Starting business from bare hands, thanks to VBSP’s loans they escaped from poverty and had stable lives. And the story of getting rich from livestock of 2 women in Tan Uyen (Lai Chau) is the most vivid demonstration of overcoming difficulties.
  • Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies 04-01-2016, 11:10 am
    Feasibility Study on Application of New Technology for Mobile Phone based Products and Services For Vietnam Bank for Social Policies
    The purpose of the mobile banking project is to conduct a feasibility study to propose VBSP on policy decision and institutional changes to embark on of mobile money innovation in serving the different clients groups, particularly the poor, near-poor households, disadvantages students, micro enterpr
  • Change life thanks to small credit 04-01-2016, 11:10 am
    Change life thanks to small credit
    (VBSP News) 10 years ago, the family of Nguyen Van Quang in Phu Xuan B hamlet, Xuan Phuoc commune, Dong Xuan district (Phu Yen province) was very poor. Thanks to the communal farmer union staff introduced on the poor household credit facility of VBSP, he enrolled in the savings and credit group and
  • Lending to right borrowers 04-01-2016, 11:10 am
    Lending to right borrowers
    (VBSP News) “I escaped from poverty thanks to the Farmer Association’s introduction to borrow VBSP’s preferential loans”.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...