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Projects Management

Updated: 2016-08-04 10:15:37

Disability – Inclusive Finance in VBSP: Small Finance for Businesses Employing, Serving or Owned by Persons with Disabilities

Dự án mở rộng tiếp cận tài chính cho người khuyết tật đã mở ra một cơ hội lớn cho những người khuyết tật có điều kiện tiếp cận được nguồn vốn tín dụng ưu đãi, qua đó có công ăn việc làm

 

 "Disability-inclusive finance: small finance for businesses employing, serving or owned by persons with disabilities” funded by the Nippon Foundation of Japan with the grant of USD 600,000 is piloted in Da Nang city, then expanded to Hanoi and Ho Chi Minh city.

The overall goal of this grant project is to promote micro and small enterprises which employing, serving or owned by PWDs so that the PWDs can have steady jobs or they can start and expand their own micro or small businesses to generate sustainable incomes and have economic independence and sustainable livelihood.

In 2013, the project activities were successfully conducted in Da Nang city. As of 31 December 2013, the project has disbursed 2,220 million dongs to 37 borrowers, who are the individuals and enterprises employing, serving or owned by persons with disabilities. 

In addition, the Project Management Unit has designed and compiled the handbook of the project for the borrowers and the credit manual of lending procedures and project implementation for systematic performance.

In 2014, VBSP signed an agreement with Nippon Foundation to receive the total grant of USD 199,500 and expand the project in Hanoi capital. As of 31 December 2014, VBSP has provided loans to 40 enterprises and businesses owned by people with disabilities with total amount of 4,145 million dongs; deliver 1,000 Client Manuals to potential clients and 200 Credit Manuals to VBSP staff at Da Nang and Ha Noi branch.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...