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Client success stories

  • Some successful customer stories from VBSP branches nationwide 10-11-2018, 8:22 pm
    Some successful customer stories from VBSP branches nationwide
    Thanks to a loan of 20 million VND to solve the problem from the VBSP branch in Bac Kan province , the family of Mr. Nguyen Tri Hung, Doan Ket Residential Area, Da Bac town (Da Bac) has overcome difficulties and stepped up to strive to become rich. Since borrowing the loan, along with studying more about how to raise pigs, apply science – technology to make wine and feed pigs with wine dreg, etc., now, his family has a quite good economic condition in the area.
  • Improve livelihood for poor ethnic minority people 08-07-2018, 1:45 pm
    Improve livelihood for poor ethnic minority people
    (VBSP News) According to Mr. To Van Hoan - Deputy Director of VBSP, An Giang province has implemented 11 credit programs funded by the Government to provide loans to poor households, ethnic minority households and other policy beneficiaries.
  • Binh Thuan province combats poverty with microfinance 20-12-2017, 1:37 pm
    Binh Thuan province combats poverty with microfinance
    (VBSP News) Over the years, farmers in Binh Thuan province have made good use of microcredit to build a better life for themselves.
  • Successful customer stories that benefit from inclusive finance served by VBSP 14-12-2017, 11:22 pm
    Successful customer stories that benefit from inclusive finance served by VBSP
    In 2004, the family of Dinh Thi Dinh, an ethnic Tay female, residing in Trang Tranh hamlet (Tan Loi commune, Dong Phu, Binh Phuoc), was recognised as poor household and provided with preferential loans worth VND12 million to invest in growing 100 piles of pepper
  • Success from making local dairy products 26-09-2017, 4:21 pm
    Success from making local dairy products
    the most important point that helped him get success is his decision to borrow VND 300 million from the VBSP credit program for job creation in 2014. After borrowing, he expanded 12 dairy product ovens.
  • Escaping from poverty with small loan 23-08-2017, 9:16 am
    Escaping from poverty with small loan
    (VBSP News) The people we encountered were born in farming households, having disadvantaged living condition and being poor and near poor households of the localtity. However, thanks to preferential loans of VBSP Quang Tri province, along with hard working, they have escaped from poverty, become owners of farms with high income, creating motivation for their neighbor.
  • Change life from forestation loan 10-03-2017, 9:29 am
    Change life from forestation loan
    (VBSP News) After more than 10 operation years, the project of forest sector development in VBSP has contributed to improving the socio-economic life of residents in project areas, poverty reduction, job creation as well as fight against climate change, food security, creating incomes and economic development for households.
  • Start up new life from small loan 10-03-2017, 9:20 am
    Start up new life from small loan
    (VBSP News) Over the past time, the VBSP branch in An Duong district, Hai Phong city has provided loans for HIV patients, households, rehabilitated drug abusers, persons undergoing opioid replacement therapy and reformed prostitutes.
  • Inclusive finance for young startups in Vietnam 10-03-2017, 8:07 am
    Inclusive finance for young startups in Vietnam
    (VBSP News) "Being instructed by VBSP credit staff, he borrowed VND 20 million and after careful thought, he invested in planting sugarcane". Bui Xuan Niem, VBSP's client, says.
  • Lift from poverty by small credit 10-03-2017, 8:06 am
    Lift from poverty by small credit
    (VBSP News) “Take care of two children to graduate from university and have stable incomes from the rabbit farming model, it is thanks to the loan from VBSP”, said to Ma Xuân Dương living Ao Sen, Dong Dat commune, Phu Luong district, Thai Nguyen province.
  • Change new life from small loan 14-12-2016, 10:24 am
    Change new life from small loan
    (VBSP News) Over the past time, the VBSP branch in An Duong district, Hai Phong city has provided loans for HIV patients, households, rehabilitated drug abusers, persons undergoing opioid replacement therapy and reformed prostitutes.
  • Graduating from poverty from small loan 10-03-2016, 9:47 am
    Graduating from poverty from small loan
    Le Thi Dung in Tan Lien hamlet, Vinh Hien commune, Vinh Linh district, Quang Tri province, born when the country still in war. When she was 3, she suffered from paralytic which cannot be cured, causing her left leg shrank.
  • Get rich by borrowing from VBSP 10-03-2016, 9:47 am
    Get rich by borrowing from VBSP
    Whoever been to hamlet No 3, Tan Thinh commune, Yen Bai city may hear of the story of Mr. Bui Van Doan - a Catholic war invalid going up to wealthy by borrowings from VBSP.
  • Overcoming poverty and towards better future 10-03-2016, 9:46 am
    Overcoming poverty and towards better future
    Mr. Luu Ngoc Thanh, born in 1966, is living in Phu Thanh hamlet, Phu Thuan commune, Binh Dai district, Ben Tre province. Returning home after completing army duty, he became a disabled veteran. In 1986, he married and both of them came from very poor
  • Escape poverty thanks to “Bank for Social Policies” 10-03-2016, 9:44 am
    Escape poverty thanks to “Bank for Social Policies”
    Nguyen Manh Tuyen’s family, Thuong Trung hamlet, Lien Am (Vinh Bao) commune will never forget hard days when they set their life up. “we are the poorest household in this commune.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...