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Client success stories

  • Livelihood improvement from VBSP's credit 17-09-2019, 3:25 pm
    Livelihood improvement from VBSP's credit
    (VBSP News) Thanks to raising pigs by natural food such as corn, duckweed, banana trunk, Mr. Lo Van Hinh (born in 1974, Thai people) living at the La Muong border, Sop Cop commune, Sop Cop district (Son La province) earned a profit of VND 100 million each year.
  • Escaping from poverty thanks to preferential capital 04-09-2019, 4:56 pm
    Escaping from poverty thanks to preferential capital
    (VBSP News) During the journey of accompanying and implementing preferential credit programs in Anh Son district (Nghe An), many disadvantaged people were supported by the State’s preferential capital for production and business. Therefore, many households have had a stable life, some of which have even become rich. Ms. Nguyen Thi Phuong in village 10, Phuc Son commune, Anh Son district is an example of overcoming difficulties, which is admired by many people.
  • A typical Group Leader in Dak Nong province 26-07-2019, 10:49 am
    A typical Group Leader in Dak Nong province
    (VBSP News) No overdue debt, outstanding interest or borrowing for other people are criteria that Savings and Credit group of Village 2, Dak Som commune, Dak Glong district (Dak Nong province) have achieved for many years. Ms. H’Giang - Head of this group contributed greatly to this result.
  • Having capital to plant Ginseng, Tu Mo Rong people escape from poverty 25-06-2019, 4:27 pm
    Having capital to plant Ginseng, Tu Mo Rong people escape from poverty
    In recent years, VBSP Tu Mo Rong district (Kon Tum) has disbursed loan timely for poor households and policy beneficiaries, contributing positively to local poverty reduction.
  • Small capital gains great momentum 24-06-2019, 11:33 am
    Small capital gains great momentum
    Despite working hard, many farmers in Sa De Phin commune, Sin Ho district (Lai Chau) cannot escape poverty due to lack of capital, knowledge of caring and disease prevention for plants and animals. In response to this fact, the Commune Farmers' Union has helped its members to access entrusted loans and transfer science and technology to the people.
  • NAM DAN: Take advantage of policy credit for new rural development 18-06-2019, 4:08 pm
    NAM DAN: Take advantage of policy credit for new rural development
    Despite being famous for being a land of “Talented people and sarced land” with cultural quintessences, full of famous monuments, landscapes and people, the homeland of President Ho Chi Minh, it is not easy for Nam Dan to conduct new rural development as consequences of Laos wind and frequent floods in September and October each year. Therefore, policy credit flow on the land of Nam Dan - Nghe An has become an important driving force to support the most vunerable people with the opportunity to immerse themselves in the general economic development of the district, bringing Nam Dan to become a new rural district in 2018 and get a dream to complete the criteria of a typical new rural district in 2020.
  • Tourism is developed thanks to the Job Creation Program 13-06-2019, 3:51 pm
    Tourism is developed thanks to the Job Creation Program
    (VBSP News) Thanks to the attention and guidance of city leaders and local efforts, tourism in Cai Rang district (Can Tho city) has been developed and attractedboth domestic and foreign tourists. Besides, preferential loans from VBSP have provided significant support for those tourism business projects.
  • Savings help poor households feel secured to get credit 21-05-2019, 4:39 pm
    Savings help poor households feel secured to get credit
    Along with timely implementation of preferential credit policies of the Government, VBSP Quang Binh district (Ha Giang) is also a leader in mobilizing savings deposits through Savings and Credit groups.
  • Efforts to escape from poverty of ethnic minority women 14-05-2019, 11:52 am
    Efforts to escape from poverty of ethnic minority women
    (VBSP News) “In poverty, poverty of knowledgeis the most feared! In the lost, the most frightening is the loss of faith!” these are the lessons learned in the fight against poverty of ethnic minority women.
  • Overcome difficulties from VBSP's financial service 14-05-2019, 11:34 am
    Overcome difficulties from VBSP's financial service
    (VBSP news) Thanks to the effective use of VBSP’s loans, Mrs. Nguyen ThiHanh’s family in An Cong hamlet, KeSach district,SocTrang province has now become a good production household with an income of several hundred million dong each year. Ms. Hanh said by overcoming the price crisis and diseases of pigs, she had a bigger farm now.
  • Some successful customer stories in Dong Thap from credit for migrant workers overseas for definite term 25-02-2019, 10:52 am
    Some successful customer stories in Dong Thap from credit for migrant workers overseas for definite term
    VBSP boost the labour exportcredit as a method for solving employment, poverty reduction but also the strategy to promote decent work, thereby mobilizing resources for economic development.
  • Some successful customer stories from Tu Mo Rong district Kon Tum province 25-01-2019, 2:51 pm
    Some successful customer stories from Tu Mo Rong district Kon Tum province
    (VBSP News) Visiting the family of Y Blut in Tu Bung village, Ngoc Lay commune, she said that in early 2016, she borrowed VND 50 million from VBSP district to invest in planting 1,440m2 of Codonopsis pilosula and 720 m2 of Angelica sinensi. After 2 years, besides full debt repayment, her family has more stable income, making living less difficult than before.
  • Successful customer stories from VBSP 18-01-2019, 10:18 am
    Successful customer stories from VBSP
    Mr. Thach Hoai Phong's family in Soc Chua hamlet, Thuan Hoa commune, Cau Ngang district (Tra Vinh) got married in 1999 and separated from his family with only 500 square meters of garden land as property.
  • VBSP creating jobs for farmers 22-11-2018, 2:19 pm
    VBSP creating jobs for farmers
    (VBSP News) By taking out loans from the Vietnam Bank for Social Policies, various families in rural areas have gained access to credit for business activities. They have become better off and created jobs for others, extending the social effect of loan programmes.
  • Some successful customer stories from VBSP branches nationwide 10-11-2018, 8:22 pm
    Some successful customer stories from VBSP branches nationwide
    Thanks to a loan of 20 million VND to solve the problem from the VBSP branch in Bac Kan province , the family of Mr. Nguyen Tri Hung, Doan Ket Residential Area, Da Bac town (Da Bac) has overcome difficulties and stepped up to strive to become rich. Since borrowing the loan, along with studying more about how to raise pigs, apply science – technology to make wine and feed pigs with wine dreg, etc., now, his family has a quite good economic condition in the area.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...