TIẾNG VIỆT
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Financial statements

Updated: 2016-12-14 10:10:44

Audited financial statement in 2008

                                                                     BALANCE SHEET 2008

                                                                                                 Unit: million dong

Assets

 31/12/2006

 31/12/2007

31/12/2008

Cash in hand

         18,217

29,681         

43,592

Deposits at the State Bank of Vietnam

         79,071

  34,738       

34,613         

Deposits at domestic credit institutions.

    403,075

333,808       

748,744       

Loans to domestic economic entities and individuals

  22,723,394

33,150,153  

50,318,994  

Trust funds lending

1,091,985

1,491,901    

1,935,030    

Frozen loans

       236,154

200,777       

139,312        

Assets

       409,364

463,973       

1,106,152       

Other assets

        445,929

350,556       

369,676       

Total assets

  25,407,189

36,055,587   

54,696,113  

Liabilities

 

 

 

Borrowings from the State Bank of Vietnam

    1,621,239

4,821,373

7,795,618

Borrowings from other credit institutions

    12,533,665

16,946,387

29,710,720

Deposits of clients                               

    1,682,140

1,999,170

986,735

Trust funds

    1,203,492

1,656,160     

2,102,710    

Other liabilities

       338,039

596,294       

990,248

Liabilities subtotal               

  17,378,575

26,019,384  

41,586,031

Equity and reserves

 

 

 

Charter capital                    

4,788,000

5,988,000     

7,988,000    

Others capital                      

    3,114,129

3,803,691    

4,761,911

Reserves                                               

         77,872

75,563         

144,724

Total equity and reserves               

7,980,001

9,867,254    

12,894,635

Undistributed profit                               

         48,613

168,949         

215,447

Total liabilities

  25,407,189

36,055,587  

54,696,113


* Source:

- The year of 2006 and 2007: Audited Financial Reports by the State Audit of Vietnam;

- The year of 2008: Audited Financial Reports by the Chairman of Board of Directors of VBSP.

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...